High mortgage rates have locked existing homeowners in place and frozen new housing construction across North America.
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⚪ Beyaz TikYou cannot lower shelter inflation by making it prohibitively expensive for builders to finance new apartments!
Cutting rates too early in the 1970s caused a devastating second wave of inflation that took a decade to break.
Cheap zero-percent money for a decade is what created the massive asset and housing bubble in the first place!
Small businesses and young first-time buyers are bearing 100% of the pain while cash-rich mega-funds buy properties.
Rate hikes are a blunt 20th-century hammer trying to fix supply-chain and housing bottlenecks.
Refinancing walls are suffocating innovative mid-sized companies while big monopolies sit on interest-bearing cash.
Every month of delayed construction adds another year to the housing deficit for millennials and Gen Z.
Inflation is a brutal hidden tax on every wage earner’s paycheck; protecting currency purchasing power comes first.
Zombie companies addicted to free debt need to be cleared out for a healthy, productive economy.
Savers and retirees finally earn a real return on their deposits instead of being forced into risky speculation.
Housing prices are way too high relative to median income; lower rates would just ignite another bidding war.